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Pic Pay Card - See How to Request and the Advantages

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O pic pay card is increasingly popular in the card market here in Brazil. And even though it is still considered a new product, it already has many fans who use its services available in the debit and credit function.

In addition, it also has interesting advantages such as the annuity exemption for customers who have a limit of up to R$ 5 thousand reais and 5% of Cashback on most purchases made with the card.

Therefore, if you want to know more details about the Pic Pay Card, continue reading this text where we will show you how to join it, as well as the advantages and benefits that are linked to the product. Those who sign up will have a great card in their hands that will compete for a prominent place in the cards market in Brazil.

How the PicPay Card Works

The Pic Pay Card is not just another financial market product, quite the contrary, it has several benefits and advantages that really meet the needs of customers looking for a good card.

Through the Pic Pay Card, you can shop online and make online payments, including your monthly bill. And the customer can make purchases at national and international establishments with the card.

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That's why it's important to show you the greatest advantages and benefits that are part of the Pic Pay card. Also because it is a way for the client to know in detail how it works and it can be part of their day to day.

1 – The Pic Pay Card Cashback Program

This is one of the main points of the Pic Pay card, it has a totally uncomplicated digital account. Where the customer can make payments and make purchases with a high value and still get part of the money back.

This is for the Pic Pay Card Cashback program, and with the card, the customer receives a “refund” that can reach up to 5% of the value of their purchases made with the card, as long as it is not through bill payments and device top-ups. cell phones.

2 – Zero annual fee on the Pic Pay Card

Another great benefit is the exemption from the annual fee charged on the Pic Pay card. That is, if you are a customer and have a purchase limit of up to R$ 5 thousand reais, your annuity is completely zero, there is no need to pay.

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And this advantage is also available to those who use the card for international purchases. The Pic Pay customer does not pay a membership or administration fee.

3 – Online Shopping With the Pic Pay Card

In addition to being a card fully integrated with the current needs of the market, Pic Pay offers customers the option of online purchases. Even in international establishments. 

For this pandemic season, having the opportunity to do your shopping online is very good. And you can do this in complete safety, knowing that you are running within a serious and recognized platform.

4 – Inclusion in the Surpreenda Master Card Program

Because it is a card that is very well engaged in the market, Pic Pay prints the Master Card flag, the largest card flag in the world. 

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And therefore, with it, it is possible to participate in programs that are linked to a Master Card, such as Surpreenda. A kind of score, where the customer buys 1 and takes 2 on products linked to the Master Card.

5 – Lower Interest Rates

With the Pic Pay card, the customer pays interest, but at a lower rate than other credit cards on the market. As we well know, fees charged by cards in Brazil are generally very high and can become a problem in the lives of customers.

How to Apply for the PicPay Card

For those who want to apply for the Pic Pay card, it is necessary to fulfill some requirements that are part of the product. To facilitate the procedure, we have prepared a small tutorial that will help you apply for and be approved for the credit function:

1 – If you don’t already have a Pic Pay account, you must first open one. Using the app or the institution's official website, you can get yours in just a few minutes.

2 – When opening your account, the next step is to check if you meet the necessary requirements to sign up for the Pic Pay card.

3 – After that, you need to access your application and click on the “pix” option, and then on “I want my card”.

After completing the Pic Pay card request steps, the company will analyze your credit conditions. If everything is ok and correct. Within a few days you will receive your card at the registration address.