In this post you will find all the tips and information about risk pregnancy and INSS benefits. There are some health conditions that are entitled to INSS benefits, including high-risk pregnancy. Many pregnant women end up taking time off work due to pregnancy problems. This is something that happens unexpectedly, but it is necessary to decrease the chances of something worse happening and to preserve the health of the mother and baby.
Several situations can lead to a risky pregnancy and must be monitored by a health team, such as hypertension, multiple gestation, gestational diabetes, chances of premature delivery, the pregnant woman's age, among other factors. In order for this to be avoided, there are several ways to reduce the chances of complications in pregnancy, it is important that the pregnant woman talks to the doctor to better guide her.
In view of this, when a woman has a high-risk pregnancy, she may have access to temporary disability assistance, formerly called sickness benefit, before the maternity salary. Since the mother is unable to return to work without putting her health and that of the baby at risk.
Learn more about high-risk pregnancy
Pregnancy is something natural that occurs in the female body when fertilization takes place. For this reason, it usually evolves, in most cases, without problems and risks, since it is something biological and the body knows how to proceed in these situations. However, in some pregnant women, several factors can end up leading to some aggravation and the development of problems.
This can end up putting the life of the pregnant woman and the baby at risk, which can lead to premature birth, sequelae or even, in more serious cases, death. When this occurs, it ends up generating a greater probability of an unfavorable situation evolving, and measures must be taken to avoid the negative consequences.
The Ministry of Health understands that high-risk pregnancies are situations in which both the life of the mother and the fetus are at risk and there is a portion of pregnant women who, due to some characteristics, end up having a greater probability of developing conditions. Among them are older pregnant women, overweight and high blood pressure.
Risk pregnancy and INSS benefits
When the doctor identifies a situation in which the pregnant woman presents a risky pregnancy, it is common to inform some necessary care, including that she remains at rest, or even performs isolation. When the pregnant woman works outside, it means that she must ask for leave from work. If this happens, the pregnant woman has the right to apply for temporary disability assistance.
This aid was formerly known as sick pay. It is a benefit granted to people who are unable to perform their usual work or activities, whether they are working or not. Therefore, among the situations to have access to the aid are the incapacity for work, the need and the quality of being insured.
Risk pregnancy and INSS benefits. Judgment of Theme 220
Thus, as previously mentioned, the aid for temporary incapacity has among its requirements the deficiency. The person must have contributed to the INSS for a minimum of time to be entitled to the benefit. However, there are some situations of pathologies in high-risk pregnancies that do not require contributions to the INSS for a limited time, due to their unpredictability and severity.
According to the situation, the judgment of Theme 220 carried out by the National Uniformization Panel reads as follows:
"1. The role of item II of art. 26 of Law no. 8,213/1991 is exhaustive. 2. The list of diseases mentioned in item II, currently regulated by art. 151 of Law no. 8.213/1991, is not exhaustive, admitting extensive interpretation, as long as the specificity and severity that deserve individualized treatment is demonstrated. 3. A high-risk pregnancy, with a medical recommendation for the worker to be away for more than 15 consecutive days, authorizes the waiver of the grace period for access to disability benefits.” (Theme 220)
Therefore, when the doctor recommends that the pregnant woman be dismissed from the service for more than 15 days, the INSS does not charge a minimum contribution grace period to access the benefit.
Know maternity pay
Do you already know the maternity salary? When the delivery takes place, the beneficiary is entitled to maternity pay. It is a benefit that aims to contribute to the mother after the end of the temporary incapacity aid, since it is not possible to accumulate them.
The maternity salary is offered to INSS taxpayers after removal from work due to the birth of a child, adoption of a child up to 12 years of age or legal guardianship, and after non-criminal abortion. This benefit lasts for 120 days, but in cases of abortion, it is offered for up to 14 days.
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