Taking a trip is a dream come true for many people who want to discover new places and enjoy unforgettable moments on their journeys, but did you know that it is possible to make this dream come true even more through being able to traveling with credit card miles?
Some credit cards on the current market have a program where the customer gets a score according to the purchases he makes on the card. And consequently, these points can be exchanged for discounts on airline tickets, making it much easier for customers to travel wherever they want.
The so-called Miles program is increasingly present in the lives of people who use credit cards to make purchases in their daily lives. Therefore, if you are interested in knowing how to travel with credit card miles, carefully read the tips that we are going to show you here in this text.
Is Traveling With Credit Card Miles Worth It?
Yes, the answer is yes, it is worth traveling with credit card miles. As long as you are disciplined in accumulating points that can be turned into discounts on tickets. Because the Miles program is totally linked to the expenses you have each month using your card.
That is, the more you use, the more points will be accumulated and the greater your discounts on tickets. The points will be transferred to the airline ticket company and the customer will then receive a discount on values when traveling by plane.
In addition, the customer does not need to pay any fee to join a company that works with airline tickets, it is enough to register in accordance with the requirements that the companies have that it will be possible to participate in the program.
You can apply to more than one company as well. And if you want to have a more complete and specific program with the companies, you need to check if your card has this credit option.
What Are the Benefits of Traveling with Credit Card Miles?
As with all programs that exist in the financial market, credit card miles have several advantages that actually become practical benefits for customers, such as;
1 – All the amount spent on your credit card is transformed into points that accumulate monthly and become discounts on airline tickets.
2 – Some companies stand out, as they have the value of up to 3 points for every dollar that the customer spends. In this way, they encourage the customer to use the credit card more and more.
3 – Customers have the option of obtaining discounts on purchases or can exchange the accumulated points for products that are part of the partners linked to the Miles program on the card.
4 – Accumulated points are valid for up to 2 years. In this way, the customer can schedule a trip in advance and get a considerable discount on the purchase of airline tickets. But he can use them for another purpose within the validity period.
5 – If the customer is unable to accumulate all the necessary points during this period, he can use partnerships with Smiles and Multiplus and exchange for services and products linked to the platforms, for example; Car rental, restaurants, hotels, gas stations and etc…
6 – The customer can also sell their legally accumulated points. This usually happens when the points are about to expire and he doesn't know how to use them, or is no longer interested in participating. One of the companies that buy miles points is the MaxMilhas website.
How to Earn Miles With a Credit Card?
Each Bank has a different way of working with the Credit Card mileage program. For this very reason, it is good that you get to know in detail the features of the program at the Bank where you are a customer.
Generally, the average is 1 point per dollar spent, the US currency is just a benchmark of how your score is.
But most of the time, purchases are made in Brazilian Real, so it's also important to know how the dollar exchange rate is to see how much needs to be spent in Real in accumulating points.
Points are always accumulated on the due date of your invoice. That is, as soon as the month ends and a new invoice starts, the points start accumulating.
And point transfers happen after you accumulate the necessary amount to get discounts on the purchase of airline tickets. But it is worth remembering that they will be transferred to the company where the customer wants them, and the transfer can be free or charged.
